Foreclosure help and legal resources in the Hempstead Metro area
Facing foreclosure can feel overwhelming, but homeowners in the Hempstead area have access to a network of federal agencies, state regulators, and local nonprofits that offer free or low-cost help. Below is a curated list of real organisations, from consumer protection agencies to legal aid groups and HUD-certified housing counselors, that can assist with understanding your rights, negotiating with lenders, and finding representation.
Government & regulatory
This is general information, not professional advice. Consult a qualified professional about your situation.
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Consumer Financial Protection Bureau (CFPB)
Federal agency that regulates mortgage servicers, enforces homeowner protections, and helps consumers find HUD-approved housing counselors and file complaints against lenders.
Visit website → Phone: 1-855-411-2372 -
U.S. Department of Housing and Urban Development (HUD)
Federal agency that funds free or low-cost HUD-approved housing counseling agencies nationwide to help homeowners understand foreclosure options and negotiate with lenders.
Visit website → Phone: (800) 569-4287, TTY (800) 877-8339; Homeowner's HOPE Hotline: (888) 995-HOPE / 995-4673 -
New York State Department of Financial Services (DFS)
State regulator of banks and mortgage servicers operating in New York; publishes homeowner rights information and directs homeowners facing foreclosure to the Homeowner Protection Program (HOPP).
Visit website → Phone: HOPP hotline (855) 466-3456 -
New York State Unified Court System – CourtHelp
State judicial branch resource explaining foreclosure case procedure, mandatory settlement conferences, and homeowner rights and deadlines in New York foreclosure actions.
Industry & professional associations
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Nassau County Bar Association
County bar association offering a Lawyer Referral and Information Service to connect residents with private attorneys, and free monthly mortgage foreclosure clinics with volunteer attorneys through HOPP.
Visit website → Phone: (516) 747-4832 (Lawyer Referral Service); (516) 747-4070 ext. 1229/1231 (foreclosure clinics) 15th and West Streets, Mineola, NY 11501
Consumer protection
This is general information only. Follow each body's official guidance for your situation.
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Federal Trade Commission (FTC)
Federal consumer protection agency that publishes guidance on identifying and avoiding foreclosure-rescue and mortgage-relief scams and accepts fraud complaints.
Legal help
This is general information, not legal advice. Speak to a qualified professional about your specific situation.
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New York State Office of the Attorney General – Homeowner Protection Program (HOPP)
State-funded network of over 85 nonprofit housing counseling and legal services organizations statewide providing free help with loan modifications, settlement conference representation, and foreclosure defense.
Visit website → Phone: HOPP hotline (855) 466-3456; complaint line (800) 771-7755 -
Legal Services of Long Island (LSLI, formerly Nassau Suffolk Law Services)
Nonprofit public-interest law firm providing free legal representation to low-income Long Island homeowners in foreclosure, including settlement conference representation and loss-mitigation assistance; part of the HOPP network.
Visit website → Phone: Hempstead office (516) 292-8100
Support organisations
This is general information, not professional advice. Consult a qualified professional about your situation.
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Community Development Corporation of Long Island (CDCLI)
HUD-certified nonprofit housing counseling agency serving Nassau County residents with mortgage default and foreclosure prevention counseling.
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Long Island Housing Partnership (LIHP)
HUD-certified nonprofit providing mortgage and foreclosure prevention counseling along with affordable homeownership programs to Nassau and Suffolk County residents.
Need a provider rather than a resource? Get legal help.